Langalo Puku Moda Looli - Srungaram Kamakeli

లంగలో  పూకు  మొద  సరున్గారం సరసం -  Kamakeli

OIS rates (or, in particular, the difference or "spread" between OIS rates and LIBOR) are an important measure of risk and liquidity in the money market, considered by many, including former US Federal Reserve chairman Alan Greenspan, to be a strong indicator for the relative stress in the money markets. As such, the spread can be viewed as indication of banks' perception of the creditworthiness of other financial institutions and the general availability of funds for lending purposes.An overnight indexed swap (OIS) is an interest rate swap where the periodic floating rate of the swap is equal to the geometric average of an overnight index (i.e., a published interest rate) over every day of the payment period. The index is typically an interest rate considered less risky than the corresponding interbank rate (LIBOR). A higher spread is typically interpreted as indication of a decreased willingness to lend by major banks, while a lower spread indicates higher liquidity in the market. In the United States, OIS rates are calculated by reference to daily federal funds rate